Category Archives: A Bank Account with Bad Credit

Banks requiring that your checking account is enrolled in
overdraft protection in the form of a bank line of credit, will
require that you don’t have bad credit. The bank will conduct a
“hard pull” of your credit report, meaning that the credit check
itself will lower your credit score by 2 points. Our list of
recommended banks do not use Chexsystems or check your credit
history. Two of the best, real checking accounts you can open
online with no credit check & no opening deposit immediately
required are the Perk Street Financial Rewards Checking Account
and SmarterBank’s Checking Account. Both mail you the first set
of checks for free. Even better is that both come with generous
rewards programs, so every time you make a purchase with your
new Mastercard or Visa Debit Card you earn cash back and other
rewards.