No Credit Check Checking Accounts

    When applying for a checking account in West Virginia
    some banks will check your credit report but a bad
    credit score is usually not the reason you were denied
    a checking account. Banks tend to deny your
    application   because you have bounced checks in the
    past or still have a negative balance with a previous
    checking account.
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    If you don't have the money available to pay off your
    old, overdrawn bank accounts, even banks specifically
    offering second chance checking might not let you
    open a bank account.

    ChexSystems is an independent company that collects
    information about your banking history and reports it
    to banks and other financial institutions. If you have
    overdrawn your bank account in the past or have a
    history of bounced checks, the bank has most likely
    reported you to Chexsystems.
    Where You Can Open A Checking Account Without
    Chex
    Your Chexsystem record stays on file for 5 years
    unless the information Chexsystem's has is inaccurate
    and you account, you still have to make sure the bank
    sends a letter to Chexsystems requesting that they
    update your record. Sec

West Virginia Banks Not Using Chexsystems
  • Best online bank for a second chance checking account in west virginia
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  • Scottrade Bank - Open a checking account online with no
    monthly or ATM fees, including most cash withdrawal fees
    charged by another bank ATM. Free checks. No opening deposit.
    Make deposits at over 500 local branches nationwide. You have
    to open a free brokerage account before you can open a
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  • Discover Bank - Open a Discover Bank savings account online
    instantly and earn a rate 5x the National Savings Average with a
    low opening deposit and access to your cash anytime. The
    opening deposit is $0 but you have 30 days to make a deposit
    at a local branch or by setting up direct deposit. You can also
    make your opening deposit by mail..
  • banks in west virginia not using chexsystems
  • City National Bank - Offers West Virginia residents a second
    chance “Bounce Back Checking” account that requires no
    minimum balance and entails only a $6.99 monthly fee ($4.99
    with direct deposit enrollment). This type of City National Bank
    checking account also comes with unlimited check writing, free
    online banking, bill pay and e-Statements, and a fee-free Gold
    Debit MasterCard with ATM access to dozens of branches in
    Charleston and Beckley.
  • banks in west virginia not using chexsystems
  • Regions Bank - No Chexsystems. No opening Deposit
    Immediately Required. Open a LifeGreen Checking account
    online and get a $50 Bonus. To receive $50 Free, have one Visa
    Check Card transaction, one direct deposit of at least $10 and
    enroll in online statements through Regions Online Banking.
    Open an Online Checking Account without a credit check
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