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Most Secured Cards will report your available
balance and payment history to the credit bureaus
which is an easy way to improve your credit score or
The credit bureaus do not know whether or not your
credit card is secured or unsecured so your available
credit will appear on your credit report as a regular,
unsecured credit card.

In most cases, if you have bad credit, banks might
still offer you unsecured credit cards but with lower
credit limits - ($300-$500) on average. The much
higher limit since your available credit is backed by
your deposit, a savings account, CD or other type of
collateral account.

Secured Card accounts are reviewed periodically and
may qualify to be graduated to an unsecured credit.
If you keep your account in good standing, the
issuing bank may decide to offer you a partially
unsecured card or they will refund your initial deposit
and offer you a regular unsecured credit card.

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