Discover Savings: Discover Bank offers a wide variety of online banking services that outperform most traditional banks when it comes to products, service and value. 

Discover Savings Accounts: Get More For Less

The Discover Bank Savings Account pays a higher percentage rate than other major banks, advertised at five times the national average. There are no maintenance fees and no monthly minimum balance requirements for a Discover savings account. Discover Bank also requires $0 opening deposit.  Plus, there are no fees for incoming wire transfers and no fees for official bank checks.

When Discover Bank does charge fees associated with a Discover savings account, those fees are lower than the average fees charged by other major banks. The Discover Bank mobile app also supports mobile deposits, and provides easy online and mobile banking options.

Discover Bank Checking Accounts

The Cashback Checking account rewards customers for making every day transactions. Please note that this checking account is available to Discover customers and cardholders only. A Discover checking account is free, with no monthly service charge and no minimum balance requirement.

Get Rewarded For Discover Checking Account Transactions

Cashbank Checking account holders earn a small cash back award on every transaction including debit card purchases, online bill payments and paper check transactions. These incentives currently can add up to a total of $120 per year that is refunded back to you.

Discover Bank: Free Incoming Wire Transfers

Free expedited service for replacement debit cards and free check reorders also help set this account apart from the competition. One of our favorite features of a Discover checking account, however, is free incoming wire transfers. We have not seen another major bank that does not charge a fee for incoming wires, which can really add up quickly.

Access Over 60,000 ATMs For Free

Discover checking account holders have access to over 60,000 ATMs in the country for free, without any fees. Discover Bank also offers features that are standard with other major banks like mobile deposits, free online bill pay, and free debit card replacement.

Discover Bank: Top Rated

With the exception of ATM withdrawals, all of your banking with Discover is done online via the Discover Bank website and the mobile app. Discover Bank is also known for providing excellent customer service. Discover was also recently rated fourth among banks in the world for excellence in banking.