Banks in West Virginia with Second Chance Checking
    You can have a negative ChexSystems record if your
    account has been overdrawn, even if you have never
    bounced a check. If you've been issued insufficient funds
    fees for purchases made with a bank check card, your
    bank may have reported you negatively to Chexsystems.

    TeleCheck is another check guarantee service provider
    that protects businesses from bounced check and check
    fraud. TeleCheck provides merchants with information
    concerning your check writing and checking account
    activity. The merchant then makes a decision to accept or
    deny your check. Banks in West Virginia with Second
    Chance Checking
    Each report submitted to ChexSystems remains on file for
    five years, unless the bank that filed the report requests
    its removal or ChexSystems becomes obligated to
    remove it under applicable law: More about Chexsystems.
    Second Chance Banks in Morgantown, West Virginia
    To resolve or dispute your banking history, contact
    ChexSystems: Second Chance Checking Accounts Online
    in Parkersburg West Virginia with No Deposit
    Phone: 800-428-9623
    No Credit Check Banks in West Virginia Banks in West
    Virginia with Second Chance Checking Accounts
    List of Non Chexsystems Banks in West Virginia
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Second Chance Banks in West Virginia
    BBVA Compass Bank
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    $25
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    Regions Bank
    $0
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    If you need a second chance checking account in West Virginia
    because of a bad banking history with ChexSystems or
    Telecheck, the banks on this page do not use Chexsystems or
    Check your credit history.

    All of the banks on our list of "Second Chance Banks in West
    Virginia" have online applications and most of them do not
    require an opening deposit as most banks require. So, you can
    open a checking account online and get an instant account
    number to set up direct deposit. Alternatively you can mail in the
    opening deposit, or sometimes use a credit card or prepaid card.

    The best checking accounts you can open online with no credit
    check & no Chexsystems are: Second Chance Bank in West
    Virginia
  • BBVA Compass Bank - Open a checking account online with
    No monthly fees, no maintenance, withdrawal, transfer or
    ATM fees, including most cash withdrawal fees charged by
    other banks’ ATMs. Free checks. $25 opening deposit. US
    Bank has hundreds of local branches nationwide and in West
    Virginia including Charleston and Charlottesville WV.

  • Discover Bank - Open a Discover Bank savings account
    online instantly and earn a rate 5x the National Savings
    Average with a low opening deposit and access to your cash
    anytime.

    Some banks that use Chexsystems will open a bank account for
    you even if you're on Chexsystems as long as any money owed
    has already been paid which is different from the banks we
    selected because they skip the Chexsystems verification process
    all together. No Chexsystems Checking in West Virginia
    Even banks that do not use Chexsystems have to  conduct a
    "soft pull" credit check when you apply for a checking account.
    This is required by law to verify your identity. A soft pull means
    the bank doesn't view your entire credit report or score.
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