Category Archives: Second Chance Checking in California

Los Angeles Federal Credit Union

Second Chance Checking Los Angeles Federal Credit Union

Los Angeles Federal Credit Union offers a Second Chance Checking Account to residents of California. Checking Account holders pay $15 in monthly service fees. Second Chance Checking Accounts convert to regular checking accounts if you remain in good standing for 12 consecutive months. The Los Angeles Federal Credit Union has locations in Los Angeles, El Monte, Gardena, Playa del Rey, San Pedro, and Glendale, CA.

BBVA Compass Second Chance Checking

BBVA Compass Bank offers the new ClearConnect and Clear Choice Checking Account, each of which is free and offers no monthly service charge, free online and Mobile Banking with Bill Pay, free online and paper statements, unlimited check writing and no fees on BBVA Compass ATMs.  If you’re not approved for Clear Choice Checking, you’ll be recommended to Compass Bank’s second chance checking program called, Easy Checking. BBVA Compass Bank’s Second Chance Checking Account charges a monthly fee of $13.95. The minimum opening deposit is $25 and you have to apply in person.  A list of second chance banks online Banks with Second Chance Checking Accounts Online BBVA Compass Second Chance Checking
No second chance bank offers guaranteed approval. Banks offering second chance checking might decline your application if more than one bank reported you to Chexsystems. If you only owe money to one bank but it’s over $200, you might not qualify for second chance checking. If you are denied a second chance checking account, see the list of banks that do not use Chexsystems in your state.
SECOND CHANCE CHECKING where you can open a checking account online without Chexsystems