List of Banks That Do Not Use Chexsystems in Florida
The banks on the list of No Chexsystems Banks in Florida do not use Chexsystems or check your credit history. Most of the banks have online applications and do not require an opening
deposit. So, you can open a checking account online and get an instant account number. Normally, you will have 30 days to either set up direct deposit, stop in a local branch or, mail in the opening deposit. Sometimes, you can use a credit or prepaid card online.
Banks That Do Not Use Chexsystems in Florida
If you have overdrawn a checking account in the past, the bank probably reported you to Chexsystems. Even if you have never bounced a check but were ever issued insufficient funds fees for purchases made with a bank check card, your bank may have reported you to Chexsystems. It's also possible that you once had a negative account balance and later paid it off but the bank never followed up with Chexsystems to clear your name. This is the sort of negative information you can dispute.
Open a checking account in Florida with no credit check
Your Chexsystem record stays on file for 5 years unless the information Chexsystem's has is inaccurate and you file a dispute. Even if you pay off your old bank account, you still have to make sure the bank sends a letter to Chexsystems requesting the removal of any negative information. You can order a copy of your Chexsystems report online or by Phone.
What banks do not Use Chexsystems in Florida?
Chexsystems Phone: 800-428-9623
How to open a new checking account on Chexsystems in Florida
Banks in Florida with Second Chance Checking and a list of banks in Florida that do not use Telecheck or Chexsystems. Open an online checking account in Gainesville Florida with no credit check and instant, guaranteed approval. Second Chance Banks in Florida with No Credit Checking Accounts