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Bank
Opening
Deposit
Apply
Scottrade Bank
$0
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Discover Bank
$0
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Compass Bank
$25
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Suntrust
$50
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Elk Horn Bank
$50
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$0
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What Is Chexsystems? Need a Checking Account? Banks in Arkansas with Second Chance Checking Accounts
List of Second Chance Banks in Arkansas
Banks for people who have overdrawn a bank account in the
past are different from banks that do not use Chexsystems at
Arkansas do not use Chexsystems or check your credit
history. Around 85% of banks use Chexsystems when you
apply for a new checking banks account.
Banks in Little Rock
Arkansas with Second Chance Checking
    Some banks in Arkansas specifically offer a "Second Chance
    Checking Account" Program, which means they’ll open an
    account for you even if you’re on Chexsystems as long as any
    money owed has already been paid.  Banks in Little Rock
    Arkansas with Second Chance
    Banks have other names for these banking programs such as
    "Opportunity Checking" or "Fresh Start Checking".  To open a
    checking account through one of these special bank
    programs, you usually have to apply in person and, in many
    cases, the bank requires that you take a class on how to
    balance your checking account and avoid overdrawing your
    sometimes include enrollment in overdraft protection and
    additional monthly fees. Banks in Little Rock Arkansas with
    Second Chance Checking
    The banks on this page do not use Chexsystems or check
    your credit history. Most have short, online applications and
    most of them do not require an opening deposit as most
    banks require. So, you can open a checking account online
    and get an instant account number to set up direct deposit.
    Alternatively you can mail in the opening deposit, or
    sometimes use a credit card or prepaid card. Second Chance in
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The results of your check typically isn’t the reason you were
denied a checking account. Banks tend to deny you a bank
account, not because you have unpaid credit cards or a bad
credit score, but because you bounced checks in the past or
still have a negative balance with a previous checking
account.

    All banks are required by law to verify your identity in the
    form of a "soft pull" of your credit report. This means they
    only access your credit report to check that your name and
    address match up with your social security number.  A soft
    pull of your credit report won't lower your credit score

    The best checking accounts you can open online with no
    credit check, no opening deposit & no Chexsystems are:

    Scottrade Bank - Open a checking account online with No
    monthly fees, no maintenance, withdrawal, transfer or ATM
    fees, including most cash withdrawal fees charged by other
    banks’ ATMs. Free checks. No opening deposit. Make
    deposits at over 500 local branches nationwide.
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    Discover Bank - Open a Discover Bank savings account
    online instantly and earn a rate 5x the National Savings
    Average with a low opening deposit and access to your cash
    anytime.
    Banks in Little Rock Arkansas with Second Chance Checking
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